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Financial Planning for Snowbirds (0450)


Upon completion of Financial Planning for Snowbirds, learners will be able to:

  • Determine how Canadian snowbirds are taxed for U.S. income tax purposes
  • Calculate the number of days that a snowbirds spends in the U.S. under the Substantial Presence Test
  • Explain the purposes and filing requirements of the Closer Connection Exception Statement
  • Determine the U.S. income tax filing and withholding tax requirement upon the sale of U.S. real property
  • Explain the purpose of and requirements for obtaining a U.S. Taxpayer Identification Number
  • Explain many of the real estate terms that are unique to U.S. real property purchases
  • Outline the differences between Canadian and U.S. mortgages
  • Calculate the amount of withholding tax that is imposed on different forms of U.S. investment income
  • Identify the U.S. securities rules with respect to managing investment and registered investment accounts on behalf of snowbirds in the U.S.
  • Determine whether a snowbird qualifies for Canadian and U.S. social security benefits
  • List the various and the additional credits available to reduce or eliminate U.S. estate tax
  • Explain and determine the most appropriate strategies to minimize, eliminate or to defer U.S. estate tax
  • Explain to snowbirds clients the features they should look for in travel insurance
  • Explain to clients the use of long-term care, critical illness and property insurance within their risk management planning
  • Describe the requirements for establishing non-residency for Canadian income tax purposes
  • Describe the taxation of Canadian source pension and social security benefits under U.S. tax rules
  • Explain the eligibility requirements for receiving U.S. Medicare
Quiz Format Online
Question Format Multiple Choice
Questions Per Quiz N/A
Passing Grade 60%*
Attempts Allowed Unlimited*
Enrolment Period 6 months

* IMPORTANT: There is no maximum to the number of quiz attempts permitted, but only the first passing grade (60% or over) will appear on official web transcript.

Continuing Education (CE) Credits

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National/Provincial (Excluding Quebec)
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