This 3 lesson course will teach the advisor appropriate investment strategies along with new products and services created with the client’s needs in mind.
LESSON 1: Investing During Retirement
Section 1 - In this section, you will read about:
- Risks of Reverse Dollar Cost Averaging
- Risk of Market Correction in Transition Phase before Retirement
-
Risk of Inflation
- How Inflation Hurts Retirement Portfolios
- Inflation and Secular Trends
Section 2 - In this section, you will learn about the types of income available to your client in retirement:
-
Types of Income
- Interest
- Dividends
- Capital Gains
-
Types of Income Arising from Depletion of Capital
- Return of Capital
- Annuity Payments
- Systematic Withdrawal Plans
Section 3 - Become familiar with some sophisticated fixed income strategies:
-
Fixed Income Risks and Strategies
- Fixed Income Risks
- Fixed Income Strategies
- Laddering
- Barbells Strategy
- Bullets Strategy
Lesson 2: Fixed Income Products and Equities
Section 1 - In this section, you will read about:
-
Guaranteed Investment Certificates (GICs)
- Guaranteed Return GICs
- Compound Interest GICs
- Regular pay GICs
- U.S. GICs
- Redeemable (or cashable) GICs
- Escalating (or step-up) GICs
- Laddering Package of GICs
- Extending and Blending GICs
- Variable Return GICs
- Interest-linked GICs
- Market-linked or Index-linked GICs
- Guaranteed Return GICs
-
Bonds and Debentures
- Convertible Bonds and Debentures
- Principal Protected Notes (PPNs)
- Mortgage-backed Securities (MBS)
- Real Return Bonds
Section 2 - In this section, you will learn about the types of equity strategies:
-
Equity Strategies for Income
- Dividends
- Split Shares
- Covered Call Writing
- Income Trusts
Lesson 3: Mutual Funds, Annuity Products, Monetization
Section 1 - In this section, you will read about :
-
Mutual Funds
- Bond Funds
- Dividend Funds
- Monthly Income Funds
- Life-Cycle Funds (LCFs)
- Segregated Funds
-
Annuity Products
- Types of Annuities
- Annuity Features and Special Types
Section 2 - In this section, you will learn about:
-
Monetization Strategies and Reverse Mortgages
- Monetization Strategies
- Reverse Mortgages
Section 3 - In this section, you will become familiar with
- Investment Products Specifically Designed for Retiring Boomers
-
Recent Innovations in Income Products and Solutions
- Income Management Accounts
- Simplification of Income Sources
- Simplification of Collecting Income and Making Payments
- Ways to Provide Flexible Income
- Variable Annuities
- Tax-Efficient Income through Return of Capital (ROC) PPNs
- Guaranteed Minimum Withdrawal Benefits (GMWB
- Income Management Accounts
| QUIZ FORMAT | |
|---|---|
| Quiz Format | Online |
| Question Format | Multiple Choice |
| Questions Per Quiz | 20 |
| Passing Grade | 60%* |
| Attempts Allowed | Unlimited* |
| ENROLMENT PERIOD | |
|---|---|
| Enrolment Period | 6 months |
* IMPORTANT: There is no maximum to the number of quiz attempts permitted, but only the first passing grade (60% or over) will appear on official web transcript.
Continuing Education (CE) Credits
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National/Provincial (Excluding Quebec)
CE Chart
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