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Accident and Sickness Insurance Course Canada, Common Law and Civil Code

(Prerequisite course to qualify to write the provincial Accident and Sickness licensing examination)

IMPORTANT

Please make certain to enroll in the course that reflects the licensing requirements of the province(s) or territories where you will be selling insurance.

Master The World of Accident and Sickness Insurance

The Accident and Sickness Insurance Course covers the curriculum prescribed by the Canadian Council of Insurance Regulators in a comprehensive yet concise manner. You'll gain a comprehensive knowledge of the accident and insurance industry, products and business.

This is a modular course with corresponding online examinations for each module.  It has been designed to reflect the content and examination requirements set out within the provincial regulators’ curriculum document

Note : The provincial examination will be an open book format and all candidates will be provided with an electronic copy of the modules at the provincial exam centre.   

Learn about:

  • Disability, accident and sickness insurance
  • Government disability plans
  • Risk management and needs analysis
  • Underwriting, pricing, claims; applications, policies, the agent role
  • Taxation of premiums and payments
  • Ethics and professional practice considerations

What's included in the Accident and Sickness Insurance Course:

  • An electronic textbook consisting of these two modules: Accident and Sickness; Ethics & Professional Practice
  • Extensive online learning activities such as client scenarios, practice exercises and quizzes
  • Access to assistance from CSI's academic support specialists

Note:  All students are required to register on the regulator’s national registry (CIPR) upon enrolment into this course. You will not be able to access course material until your CIPR registration has been completed.

Step by step instructions can be found on our learning platform once you have registered for the course.  Once you complete all required steps, CSI will be notified that you have successfully registered into CIPR,  we will then release your course material. Please note materials will be released the same or next business day.

Once you successfully complete all required modules, CSI will update CIPR, showing your eligibility to challenge the provincial exam. CIPR will be updated the next business day after your successful completion of all required modules.  We suggest you do not register for your provincial exam until this has been completed.

Approximate Hours of Study**
Hours of Study 60-80 hours

** In order to provide some guidance to course participants as to the length of time it will take to be sufficiently prepared to write the examinations, CSI has prepared this estimate of the number of hours an average participant could possibly expect to spend studying for a course. Please note that these are only recommended hours of study developed based on research and our course content, however, this does not mean that some students with exceptional backgrounds would not take less time than recommended or that students with no background at all in finance would not take longer than the maximum.

COURSE ASSESSMENT

Each module is assessed separately and corresponds with the provincial licensing examination requirements.

You need a minimum score of 60% on each module to pass the exam (there are no assignments). If necessary, you have up to three attempts at each module’s exam.

If you plan to sit for a provincial accident and sickness licensing examination  you must first complete all of the  modules required within this course. 
Successful completion of the Accident and Sickness Insurance Course entitles you to write the provincial licensing exam in order to obtain an accident and sickness insurance license. Make certain to enroll in the LLQP course that reflects the licensing requirements of the province(s) or territories where you will be employed.

You have up to one year after successfully completing the CSI exam to sit for the corresponding provincial licensing exam. However, it is recommended that you sit for the corresponding licensing exam soon after successful completion of the course, as your knowledge and understanding of the subject matter will be fresh and current.

EXAM STRUCTURE

ASIC - Canada
(Prerequisite course to qualify to write the provincial Accident and Sickness licensing examination for all provinces and territories including the province of Quebec)
EXAM STRUCTURE (Insurance Ethics and Professional Practice Module
(weightings are approximate)
Accident and Sickness Module
Assess the client’s needs and situation 35%
Analyze the available products that meet the client’s needs 30%
Implement a recommendation adapted to the client’s needs and situation 25%
Provide customer service during the validity period of the coverage 10%
Ethics and Professional Practice  Module (For All Provinces & Territories except Quebec)
Integrate into practice the legal aspects of insurance and annuity contracts 60%
Integrate into practice the rules governing the activities of life insurance agents 40%
Ethics and Professional Practice Module (Quebec only )
Understand the legal framework governing insurance of persons 20%
Integrate into practice the legal aspects of insurance and annuity contracts 40%
Integrate into practice the rules governing the activities of representatives in insurance of persons 40%
ASIC - Common Law
(Prerequisite course to qualify to write the provincial Accident and Sickness licensing examination for all provinces and territories excluding the province of Quebec)
EXAM STRUCTURE (Insurance Ethics and Professional Practice Module
(weightings are approximate)
Accident and Sickness Module
Assess the client’s needs and situation 35%
Analyze the available products that meet the client’s needs 30%
Implement a recommendation adapted to the client’s needs and situation 25%
Provide customer service during the validity period of the coverage 10%
Ethics and Professional Practice  Module (For All Provinces & Territories except Quebec)
Integrate into practice the legal aspects of insurance and annuity contracts 60%
Integrate into practice the rules governing the activities of life insurance agents 40%
ASIC - Civil Code
(Prerequisite course to qualify to write the provincial Accident and Sickness licensing examination only for the province of Quebec)
EXAM STRUCTURE (Insurance Ethics and Professional Practice Module
(weightings are approximate)
Accident and Sickness Module
Assess the client’s needs and situation 35%
Analyze the available products that meet the client’s needs 30%
Implement a recommendation adapted to the client’s needs and situation 25%
Provide customer service during the validity period of the coverage 10%
Ethics and Professional Practice Module (Quebec only )
Understand the legal framework governing insurance of persons 20%
Integrate into practice the legal aspects of insurance and annuity contracts 40%
Integrate into practice the rules governing the activities of representatives in insurance of persons 40%
EXAM FORMAT  
Exam 1 per module
Exam Format On-line
Exam Length

90 Minutes for Accident and Sickness
60 minutes for Ethics and Professional Practice.

Question Format Multiple Choice
Questions Per Exam 50 questions for Accident and Sickness
30 questions for Ethics and Professional Practice – Common Law
30 questions for Ethics and Professional Practice – Civil Code
Attempts Allowed Per Exam 3 (per module)
Passing Grade 60%
Assignments None
ENROLMENT PERIOD  
Enrolment Period 1 year
COURSE COMPLETION NOTICE

On successful completion of all modules, you will be able to download a Notice of Course Completion through your student profile. This will remain on your profile as formal indication of course completion.

CSI will enter your results into CIPR (the insurance regulator’s national registry of individuals that confirms final examination results). Once your successful results are entered into CIPR you may apply with your provincial regulator to write the appropriate examination(s). Students will be provided with details on how to register with CIPR upon enrolment.

Important: During a student's enrolment period, CSI may update this course. In that case, details about the update and how it may affect students will be posted online via My CSI. Students are held responsible for and are examinable on the content in the course textbook(s) provided at the time of enrollment unless stated otherwise in My CSI. Students are encouraged to check My CSI regularly throughout their enrolment period.

Continuing Education (CE) Credits

Click the links below or the buttons at the top of the page on the right side to access CE accreditation information. To search for specific course information, press Ctrl + F and then enter the course name to search the document for the information you are interested in.

National/Provincial (Excluding Quebec)
Download CE Chart (PDF, 163 kb)

Quebec (IQPF/CSF)
Download IQPF/CSF Chart (PDF, 182 kb)

Please note: While CSI makes every effort to ensure that the information is up-to-date, we are unfortunately unable to fully guarantee its accuracy. The information listed in the charts above may be subject to change.

More detailed information on CE Credits are available