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Wealth Management Essentials (WME)®

Tackle More Complex Client Demands

Give your clients more comprehensive, integrated investment advice. The WME® provides a holistic look at wealth management and covers two key pillars: financial planning and investment management. 

Meet IIROC's 30-month Requirement

Fulfill IIROC's 30-month post-registration proficiency requirement for investment advisors


If you have completed educational programs in financial planning and/or investment management you may qualify to complete a shortened version of the WME.

Take a Step Toward Writing the PFP® or CFP® Examinations

The WME® is on the approved educational path to the PFP®  and CFP® designations.

Become a Wealth Manager or Portfolio Manager

Completion of WME® puts you on the path to earning Certified International Wealth Manager (CIWM) and/or Chartered Investment Manager CIM® designations.

Who Should Enrol

Enrol in the WME® if you're:

  • Required to meet IIROC's 30 month proficiency requirement
  • Seeking to attract wealthier and more sophisticated clients
  • A graduate of the CSC and want to focus on financial planning and investment management

Course leads to the following credentials:



A Holistic Approach to Wealth Management

The WME® provides knowledge to help advisors deal with the increasingly complex demands of clients in a highly competitive environment. It will also help you move your career towards wealth advisory services.

Learn About:

  • Wealth management as a distinct practice in today’s financial services environment
  • Ethics and a framework for ethical decision-making
  • Getting to know your clients when creating comprehensive budget and savings plans
  • Steps advisors take to evaluate a client’s creditworthiness
  • Issues that arise from relationship breakdown
  • Personal risk management as part of a fully integrated wealth management plan
  • Taxation issues, tax planning, tax effective investments, and tax minimization strategies
  • Registered accounts that are set up as savings vehicles for retirement
  • Government programs and annuity-based products that provide pension income and other retirement benefits
  • Estate planning under Canadian laws
  • Applying a systematic approach to investment management
  • Asset allocation strategies that best suit your clients’ goals and objectives
  • Debt and equity securities and managed products
  • Steps involved in monitoring and evaluating portfolio performance
  • Calculating time value of money for various purposes

Learning Experience

CSI’s online learning system helps you meet your study goals. You'll benefit from

  • Textbook readings available in PDF and printed format
  • Learning objectives that keep you focused
  • Annual course updates to ensure you’re learning the most current and up-to-date practical material in your studies
  • Chapter reflective scenarios to help guide your studies through each chapter
  • Online activities including review questions for each chapter, section quizzes and integrated case studies so that you can assess your progress
  • Online interactive discussion forums including access to assistance from CSI's academic support specialists
Approximate Hours of Study**
Hours of Study 110 - 160 hours

** In order to provide some guidance to course participants as to the length of time it will take to be sufficiently prepared to write the final examination, CSI has prepared this estimate of the number of hours an average participant could possibly expect to spend studying for a course. Please note that these are only recommended hours of study developed based on research and our course content, however, this does not mean that some students with exceptional backgrounds would not take less time than recommended or that students with no background at all in finance or economics would not take longer than the maximum.

(weightings are approximate)
Exam 1
Wealth Management Today and Ethics 5%
Understanding the Client, Cash Flow and Loans and Mortgages 12%
Personal Risk Management 5%
Family Law and Tax Planning 11%
Retirement Savings Plans and Employer Pensions, Government Pensions and the Retirement Planning Process, and Annuity Based Financial Products 17%
Estate Planning 7%
Investment Management and Asset Allocation 12%
Equity and Debt Securities 11%
Managed Products 11%
Portfolio Monitoring & Performance Evaluation and Financial Math 9%
Exam 2
Wealth Management Today and Ethics 2%
Understanding the Client, Cash Flow and Loans and Mortgages 16%
Personal Risk Management 2%
Family Law and Tax Planning 12%
Retirement Savings Plans and Employer Pensions, Government Pensions and the Retirement Planning Process, and Annuity Based Financial Products 18%
Estate Planning 8%
Investment Management and Asset Allocation 12%
Equity and Debt Securities 12%
Managed Products 10%
Portfolio Monitoring & Performance Evaluation and Financial Math 8%
Exams 2
Exam Format Exam 1: Paper or Computer Based
Exam 2: Paper or Computer Based
Exam Duration Exam 1: 3 hours
Exam 2: 3 hours
Question Format Exam 1: Multiple Choice Questions
Exam 2: Multiple Cases with Multiple Choice Questions
Questions Per Exam Exam 1: 120 Questions
Exam 2: 50 Questions
Attempts Allowed Per Exam 3*
Passing Grade 60% (Per Exam)
Assignments None
Enrolment Period 1 year

On successful completion of this course you will be able to download a Notice of Course Completion available through your student profile. This will remain on your profile as formal indication of course completion.

CSI will mail you a wall certificate within 4 - 6 weeks of course completion. If you would like to purchase a frame to display your certificate please click here. Please ensure that your First and Last Name on your profile match your First and Last Name on your Government Issued Photo identification - this will ensure you receive an accurate certificate.

CSI will be pleased to issue an Honors Certificate to all students who obtain a final course mark of 85% or higher.

*There is no charge for your first attempt at a paper-based exam within Canada, as long as it's at a regular exam center and you provide a minimum of 14 days notice before the date that you want to write the exam. If you would like to write a computer-based exam, an additional fee will be required.

Each subsequent paper-based exam attempt at a regular exam centre within Canada will also require an additional fee. This fee is in addition to any special, computer-based or international fees that may apply. You must provide a minimum of 14 days notice within Canada at a regular exam centre and 4 weeks notice for all other centres. Please note that the date of the exam is not part of any notice period.

?Please note: Access to your online materials will close 2 weeks after successful course completion or course expiry (whichever comes first). This course can be extended by 1 year provided you have not exceeded the attempts allowed for each exam. You can view CSI extension fees here. Your enrolment period can only be extended one time.

Important: During a student's enrolment period, CSI may update this course. In that case, details about the update and how it may affect students will be posted online via My CSI. Students are held responsible for and are examinable on the content in the course textbook(s) provided at the time of enrollment unless stated otherwise in My CSI. Students are encouraged to check My CSI regularly throughout their enrolment period.

Continuing Education (CE) Credits

Click the links below or the buttons at the top of the page on the right side to access CE accreditation information. To search for specific course information, press Ctrl + F and then enter the course name to search the document for the information you are interested in.

National/Provincial (Excluding Quebec)
Download CE Chart (PDF, 163 kb)

Quebec (IQPF/CSF)
Download IQPF/CSF Chart (PDF, 182 kb)

Please note: While CSI makes every effort to ensure that the information is up-to-date, we are unfortunately unable to fully guarantee its accuracy. The information listed in the charts above may be subject to change.

For details on the organizations and other information on CE Credits listed in the above charts, please click here.