CSI will be performing system maintenance on Saturday May 11th from 5 a.m. until 1 p.m. ET. You will not have access to your “myCSI” student account, nor will you be able to book, cancel or reschedule exams during this time. You can still access your online course materials by visiting connect.csi.ca then connecting to “Blackboard Learn”.


Most Canadians wish to contribute to society by paying their fair share of taxes and understand that the services provided by the government are financed out of the taxes they pay. However, Canadians also want to manage their tax expense wisely. An important part of your role as an advisor is to offer general advice about tax issues. You should therefore have a sound knowledge of the federal income tax rules. As an advisor, though, you do not need to be a tax expert. In fact, many situations require that you refer clients to such experts rather than taking on that role yourself.

In this course, you will learn about the importance of addressing income tax issues in financial planning. The course covers three tax planning strategies: eliminate, reduce, and defer taxes payable by clients. The course will also cover how income taxes are calculated on personal income tax returns and the rules that apply to taxation of investment income. Other subjects covered include tax minimization techniques and taxation of the different types of business structures.

The course is one of seven within the Advanced Mutual Fund Advice (AMFA) program, which is the learning path required to obtain the Certificate in Mutual Fund Advice. It is also part of the education required for the Personal Financial Planner (PFP®) and Certified Financial Planner (CFP®) designations.  

What skills will you develop?

The Tax Planning (TAPL) course is designed to help you confidently deliver the right tax guidance advice to your clients based on their individual needs. Completing this course will also help you:

  • Improve your understanding of eliminating, reducing, and deferring taxes payable by clients.
  • Identify deductions and non-refundable tax credits that your clients can benefit from.
  • Learn the various techniques for tax minimization.

Who should enrol?

This course is designed for mutual fund advisors who want to build flexibility into their financial planning careers. It is suitable for entry-level professionals who may already have their mutual fund licence, including both junior mutual fund dealing representatives and more senior reps who want to transition from a transaction-based business to one that is focused on providing financial advice.